A simple way to track spending
If you’re here, there’s a good chance you’ve already tried a few money apps.
Maybe they were powerful. Maybe they were beautiful.
But something didn’t click.
For us, the problem was always the same:
Tracking spending became harder than spending itself.
So we built WithinBudget for a very specific kind of person: someone who wants to know where their money goes, without learning a whole system.
The problem we couldn’t find a good solution for
Most budgeting apps push you into one of two extremes:
-
Too much complexity
Dashboards, rules, settings, categories, “methods,” and a feeling that you’re doing it wrong. -
Too little awareness
Auto-sync everything, then check later—when the moment is gone and the numbers feel disconnected.
We wanted something in the middle:
- fast enough to use every day
- simple enough to not require motivation
- clear enough to actually change your decisions
The whole app fits in one simple flow
WithinBudget is built around one loop:
Open the app → tap a category or account → type the amount → done.
That’s it.
No setup marathon.
No confusing analytics.
Just a quick check-in that keeps you aware.
Why manual tracking works (when it’s actually easy)
Manual entry isn’t about being strict.
It’s about staying connected.
When spending becomes invisible, it’s easy to feel like money “just disappears.”
A fast manual log creates a tiny pause:
“Okay—this is what I’m choosing.”
That pause is what brings control back.
Not through guilt.
Through clarity.
What WithinBudget helps with (real-world problems)
A simple expense tracker that sticks
If you’ve ever stopped tracking because the app felt like work, that’s exactly what we tried to fix.
Family budgeting that feels like teamwork
Budgeting alone is hard. Budgeting as a family can feel chaotic.
Family sharing helps everyone see the same picture—so you can plan ahead instead of guessing.
Multi-currency life (33 currencies supported)
If you travel, live abroad, or use more than one currency, you already know how messy this gets.
WithinBudget supports 33 currencies and includes a built-in currency converter so you’re not doing math in your head.
Subscriptions, recurring bills, and “quiet” spending
Subscriptions don’t feel expensive until they pile up.
Track subscriptions, schedule recurring transactions, and keep predictable bills from surprising you.
Refunds that don’t mess up your totals
Refunds are part of real spending—but many apps make them awkward.
WithinBudget keeps refunds tidy so your numbers stay trustworthy.
Find anything fast
We don’t try to overwhelm you with analytics.
But we do give you a powerful tool when you need answers: advanced search (by category, account, notes, date range, amount).
Privacy, in a practical way
We don’t ask for bank credentials.
You can also:
- lock the app with Face ID / Touch ID
- blur balances for privacy in public
- track offline
No big promises—just practical protection.
Who this is for
WithinBudget is for you if you want:
- a manual expense tracker that’s actually fast
- simple budgeting that doesn’t require a course
- clarity without guilt
- a shared family view that makes planning easier
- multi-currency support that doesn’t feel like a workaround
The simplest way to start
Don’t try to track everything.
Start with today.
Log a few purchases.
Let the app show you where you stand.
That’s the whole point.
If that’s what you’ve been looking for, you can download WithinBudget on the App Store.