A multi-currency expense tracker that keeps life simple (33 currencies supported)

If you searched for a multi-currency expense tracker, you’re probably tired of doing conversions in your head.

Maybe you:

• live abroad
• travel often
• get paid in one currency and spend in another
• keep savings somewhere else

And most budgeting apps treat this like an edge case.

But it’s not.
It’s normal life.

Why multi-currency tracking feels hard

Because your brain has to do extra work:

• converting every small purchase
• trying to remember what things “really cost”
• adding up totals that don’t match how you think

That’s not a budgeting problem.
That’s a clarity problem.

A simple multi-currency setup that works

1) Track spending in the currency you paid in

If you paid €7, log €7. That keeps your history honest.

2) Choose one base currency for “how am I doing overall?”

This is the currency you want totals to make sense in.

3) Use a built-in converter when you need a quick answer

Sometimes you just want: “Okay, what is this in my home currency?”

WithinBudget supports 33 currencies and includes a built-in currency converter so this doesn’t turn into a messy workflow.

What to avoid

Avoid splitting your life into separate apps

One for travel, one for home, one for “cash.” That becomes admin, not clarity.

Avoid “perfecting” exchange rates

You don’t need a finance terminal. You need a clear picture of where you stand.

Where advanced search helps (more than charts)

A lot of apps throw analytics at this problem.

But often what you need is simple:

• “How much did I spend on restaurants this month?”
• “Where did my EUR cash go?”
• “Show me everything above 200 in the last 30 days”

That’s why WithinBudget includes advanced search—it’s practical clarity, not noise.

Related reads

• The simple foundation: A simple way to track spending (without turning budgeting into homework)
• For predictable bills: Subscription tracking without spreadsheets

The easiest way to start

Add one account.
Log today’s spending.
Use the converter only when you need it.

That’s enough to make multi-currency life feel simpler.

If you want a multi-currency expense tracker that stays calm and clear, you can download WithinBudget on the App Store.